Medicare Plans in Colorado

Whether it’s your first time enrolling in a Medicare plan or you’re interested in switching plans, Senior Insurance Solutions is here to provide expert guidance throughout the entire process. As a licensed Medicare insurance agent, I have the education and experience necessary to match you with a Medicare plan that prioritizes your healthcare needs.

medicare for you

Which Medicare Plan Is Right For You?

When deciding which Medicare plan is right for you, you want to consider your medical needs, plan costs, and coverage priorities. For example, imagine that you currently take multiple medications so exploring the right Part D plan would be very important to make sure they are covered and in the most cost-efficient way. In that case, you would want to explore Plan A or Plan C to ensure inpatient hospital care coverage.

Part A

Part A, also known as Hospital Insurance, helps cover the costs of home health care, skilled nursing facility care, hospice care, and inpatient care in hospitals.

Part B

Part B helps cover outpatient care, preventative services, home health care, and durable medical equipment, such as wheelchairs and hospital beds.

Part C

Medicare Part C is a comprehensive plan that includes the benefits in Part A and Part B, plus some additional coverage. Additional coverage examples include vision and routine dental care.

Part D

Offered by private companies that are approved by Medicare, Part D helps cover the costs of prescription drugs. It may also provide coverage for shots and vaccines.

Supplemental Insurance

You can buy Medicare Supplemental Insurance, or Medigap, from private companies to help cover your portion of costs not covered in your Original Medicare plan.

commonly asked questions

medicare FAQ

Are Medicare premiums based on income?

Medicare premiums are based on your MAGI, or modified adjusted gross income. However, you can ask the Social Security Administration to adjust your premium if a life-changing event occurs and reduces your income significantly.

What’s the difference between Medicare and Medicaid?

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What prescriptions does Medicare cover?

Your prescription drug coverage will vary depending on what Medicare plan you have. However, all Medicare plans must cover medications that fall under the following categories: antipsychotics, HIV and AIDS, antidepressants, anticonvulsants, anticancer, and immunosuppresants.

What are the Medicare qualifications?

You must fall under one of the following categories to qualify for Medicare: 1) Are at least 65 years of age, 2) Are under 65 years of age with a disability, 3) Have End-Stage Renal Disease, or 4) Have ALS.

Is Medicare free?

Most people qualify for Part A for free, but some individuals have to pay a premium for this type of coverage.

Does Medicare Supplemental Insurance cover pre-existing conditions?

Medicare Supplemental Insurance covers pre-existing conditions. However, if you don’t enroll during the Medicare open enrollment period, you may be required to wait six months until coverage for your pre-existing conditions kicks in.

Does Medicare cover long-term care?

Medicare does not cover long-term care. Medicare will pay for up to 100 days of skilled nursing care following a hospitalization and ordered by your doctor.

What is the difference between Medicare HMO and PPO?

The difference between Medicare HMO and PPO is the costs of services and how medical services are provided. With Medicare PPO, you aren’t limited to seeing doctors within your network, and you don’t need referrals from your primary doctor to see specialists.

find a medicare plan

With many Medicare options available, it can be hard to determine which Medicare plan is right for you. Luckily, I’m here to help you navigate your Medicare journey and make it as simple and enjoyable as possible.

As a licensed independent Medicare insurance agent, I have the expertise required to answer all of your Medicare questions and help you choose a plan that will serve you best, or help you switch your Medicare plan when your healthcare needs change. Contact me today to learn more about your Medicare options.

Medicare Plans in Colorado

Which Medicare Plan Is Right For You?

Part A

Part B

Part C

Part D

Supplemental Insurance

medicare FAQ

find a medicare plan

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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