Medicare open enrollment runs from October 15th – December 7th each year. Therefore, if you haven’t made adjustments to your plan yet but want to, now’s the time to get it done! I understand that applying for Medicare can be daunting. That’s why I started Senior Insurance Solutions.
As a Medicare insurance agent, I have the knowledge and experience necessary to help you choose the perfect Medicare plan to meet your needs. Let’s break down what you need to know about Medicare open enrollment and how Senior Insurance Solutions can help you apply in no time at all.
What You Can Do During Medicare Open Enrollment
There are various action items you can complete during this Medicare open enrollment period, including:
- Switching from Original Medicare to a Medicare Advantage plan or the other way around
- Changing from one Medicare Advantage plan to another
- Enrolling in a Medicare prescription drug plan
- Changing from one Medicare drug plan to another
- Quitting your Medicare prescription drug plan
- Switching from a Medicare Advantage plan to a without drug coverage to a plan with drug coverage, and vice versa
Once you make your Medicare changes and complete the enrollment process, you can expect your adjustments to go into effect starting January 1st.
What You Can’t Do During Open Enrollment
Medicare open enrollment is specifically for people who already have Medicare. This period gives them the option to alter their plan based on their evolving needs and budget. If you don’t have Medicare but want to apply, you must sign up during your initial enrollment period, the general enrollment period, or a special enrollment period.
Medicare Coverage Available
There are many types of Medicare packages available during the enrollment period, including:
- Original Medicare
- Medicare Advantage
- Medicare Part D
- Medicare Supplement Insurance
What If You Miss the Medicare Open Enrollment Deadline?
If you miss the Medicare open enrollment period, there may be other opportunities throughout the year to adjust your Medicare plan. For example, if you experience a disruption in your plan (like moving cross country or losing employer-sponsored coverage), you may qualify for a Special Enrollment Period any time of the year. If you miss the deadline or are cutting it close and need help, Senior Insurance Solutions can walk you through the next steps.
Things to Consider During the Enrollment Period
If you already have Medicare and aren’t sure if you want to make any changes during the open enrollment period, there are some things to consider, including:
- How satisfied you are with your doctors
- If your current health plan works for you
- If a Medicare Advantage plan would better meet your needs
- If Medicare costs can cost you less than the standard premium
Even if you’re satisfied with your Medicare plan, it doesn’t hurt to review your opinions with a professional during the Medicare open enrollment period. With Senior Insurance Solutions, my services are completely free, so even if you don’t change your plan after speaking with me, you don’t have to worry about paying to get the valuable information you need to make an informed decision.
Medicare Open Enrollment Made Easy With Senior Insurance Solutions
Open enrollment is ending soon, and you don’t want to worry about not getting the plan or add-ons you want. For more information about what changes you can make to your plan or answers to any questions you may have regarding your Medicare coverage, contact Senior Insurance Solutions today.
